O'Bryan & O'Bryan Law Offices specialize in bankruptcy counsel in Louisville, Kentucky. We have many years of experience helping clients faced with overwhelming and unmanageable debt. We thoroughly understand and provide assistance with Chapter 7 and Chapter 13 bankruptcy. Bankruptcy can be a stressful legal matter and O'Bryan & O'Bryan Law Offices are available to help you achieve a fresh financial start.
Chapter 7 is considered straight bankruptcy. Chapter 7 bankruptcy has been made it more difficult to file for bankruptcy. Chapter 7 is a liquidation of unsecured debt. Currently, to qualify for Chapter 7 your income must range within a certain income bracket. Chapter 7 bankruptcy allows one to start over.
Chapter 13 bankruptcy differs from Chapter 7. When a person files Chapter 13 bankruptcy it is a consolidation. It allows a person to pay back a percentage of their debt.
We handle Bankruptcies in Jefferson, Oldham, Bullitt, Hardin, Breckinridge, Larue, Marion, Meade, Nelson, Spencer, and Washington Counties, including the cities of Louisville, Prospect, LaGrange, Taylorsville, Brandenburg, Radcliff, Elizabethtown, Shephersdville, Ft. Knox, Bardstown, Mt. Washington, and Hardinsburg.